Dental care can be costly, and simple procedures can even run up your bill. Caring for your teeth is necessary to keep your oral and general health in check. Many people have no dental benefits at all, or if they retire their benefits are lost.
Skipping dental care is not an option, and can lead to other more serious health issues such as diabetes, or heart conditions. There are ways you can reduce your dental care costs, and help pay for those costly procedures that are necessary to keep your teeth and gums healthy.
Ask Your Dentist if They Offer an In-House Membership Plan
Many dental practices today offer their own dental membership for patients. These plans act like an insurance plan, and give patients discounts on procedures that are done in their office. If a patient does not have insurance it is wise to inquire about an in-house plan to help keep costs down.
Sign Up for a Dental Plan Through Your Employer
Many companies offer both medical and dental insurance plans. Most plans pay for at least half of the cost, and preventative services are typically covered 100 percent. Routine procedures are usually covered around 80 percent, and larger more involved procedures such as crowns are usually covered at 50 percent. Using in-network providers can help you save money, and allow you to get the dental work you need.
Dental Savings Plan
Dental savings plans are available to participants who pay a fee to join. The fee is typically annual, and allows you to choose from a network of dentists that offer discounts for members. Dental savings plans allow patients to get the work done that they need at a discounted price without insurance.
Affordable Care Act
Patients can apply for health insurance through the Affordable Care Act. Logging on to their website can let you know if you qualify to purchase dental coverage.
Dental HMO Plan
A dental HMO plan may be available in your state. Typically cleanings and exams twice a year are covered, and procedures are at a discount. Many dentists participate and accept HMO plans, and this is a good way to help save on dental care.
If you are a veteran you qualify to receive insurance at a reduced rate. Disabled veterans are also eligible for free dental care through the Department of Veterans Affairs.
Do Your Research
If you are required to have a costly procedure, research the average price of that procedure. Ask your dentist for a discount, and most likely they will work with you, and help find a price and payment plan that fits your needs.
Create an Emergency Dental Fund
Setting aside money each month for dental care can help cover procedures or emergencies that are unpredictable. Knowing you have a savings account will put you at ease if an emergency arises and you need dental care.
Looking for an Affordable Dentist Near You?
Taking care of your oral health is a great way to prevent costly dental procedures. Brushing and flossing each day, and staying away from foods and drinks that contain sugar can help keep your teeth and gums healthy. Visiting our office regularly for exams and cleanings is extremely important to maintain your oral health. Regular visits allow our team to get in front of issues before they become urgent, and we can help you keep your teeth and mouth looking and feeling great.
We care about our patients, and our team is here to help take care of your oral health. Ask our team if you have questions on coverage or payment plans, and we will work with you to ensure you can receive the very best care.
To find out more about dental programs we offer, or to schedule your next dental exam, contact our office and our friendly staff will be happy to assist you.